Business Owner Policy (BOP) Insurance

Covers your building, equipment, inventory, and furniture against fire, theft, vandalism, and certain natural disasters.

Protects against third-party bodily injury, property damage, and advertising injury claims that occur on your business premises or as a result of your operations.

Replaces lost income and covers ongoing expenses if your business must temporarily close due to a covered loss.

Covers repair or replacement costs when essential equipment like HVAC systems, computers, or machinery breaks down.

Protects computers, furniture, supplies, and other business property whether located at your premises or temporarily elsewhere.

Pays medical expenses for customers or visitors injured on your business premises, regardless of fault.